This level of service is offered to clients who only wish for advice on
a specific aspect in relation to their financial circumstances (e.g. buying
a home). Clients at this level do not wish for ongoing advice, much preferring
an `as required’ service. In these circumstances we would be happy
to give advice, on the basis of our specific menu of charges. This menu
is as follows:
| Transaction |
Our fees |
| Basic Investment transactions without advice |
0.5% |
| Basic Investment transactions with advice |
2.0% |
Advising and/or arranging basic pensions
|
2.0% |
| Offshore investments (with advice only) |
2.5% |
| Complex investment transactions with advice |
2.5% |
| Retirement Planning with advice (Income Drawdown, EPP) |
3.0% |
| Arranging pension transfers |
3.0% |
| Tax Planning (% of tax saved) |
3.0% |
| Completion of tax returns |
£125 |
| Financial Planning (outside of the service level you choose) |
£150 per hour |
| Administration, valuation and support |
£40 per hour |
Members of the Quest team are authorised to give advice in all areas
of financial planning and these include:
- Life assurance and health and sickness insurance
- Savings and investment needs
- The need for capital growth or increased income
- All aspects of planning for retirement
- Buying your home
- Saving for children
- Business related issues
- Retirement strategy
- Tax planning
- Financial matters arising from a breakdown of a relationship
- Trust arrangements
Clients who request this service will be entitled to the following:
- An introductory meeting to gather the information we need to give
advice on the required financial area(s).
- A report based on our findings and our recommendations
- A review meeting to discuss the report and to accept instructions
to act as your agents in the implementation of the recommendations
- The arrangement of the recommendations usually through product purchase
- Finalising the recommendations/arrangements by the issuance of suitability
letters
Please note that once our business has been concluded, no ongoing advice
will be given, but we will maintain contact at times to advise you of
developments which we think might be of interest to you.
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